Travel Smart with the ICICI MakeMyTrip Platinum Credit Card
- 7 Jan 26
- 4 mins
Travel Smart with the ICICI MakeMyTrip Platinum Credit Card
- ICICI MakeMyTrip Platinum Credit Card Benefits
- Additional Benefits of the ICICI MakeMyTrip Platinum Credit Card
- Fees and Charges of the ICICI MakeMyTrip Platinum Credit Card
- Hacks to Maximise Your Value Earned on the ICICI MakeMyTrip Platinum Credit Card
- ICICI MakeMyTrip Platinum Credit Card Eligibility Criteria
- Conclusion
Key Takeaways
- The ICICI MakeMyTrip Platinum Credit Card rewards higher MyCash points on MMT flight and hotel bookings.
- Cardholders get a welcome bonus and a holiday voucher worth up to ₹2,000.
- Earn milestone MyCash points on achieving annual spending thresholds.
- Enjoy complimentary domestic airport lounge access quarterly.
- Annual renewal fee is nil, making it cost-effective for travellers.
Designed for frequent travellers, the ICICI MakeMyTrip Platinum Credit Card turns travel bookings into rewarding savings. This co-branded card lets you earn MyCash points on every ₹200 spent, with higher rewards on hotel and flight bookings made through MakeMyTrip.
These MyCash points can be redeemed across a wide range of domestic and international travel spends, helping you save on future trips. Let’s take a closer look at the benefits of the ICICI MakeMyTrip Platinum Credit Card.
ICICI MakeMyTrip Platinum Credit Card Benefits

Welcome Bonus
- Enjoy a bonus 500 MyCash points as a welcome bonus. This holds the value of your joining fee.
- Get a holiday voucher worth up to ₹2,000 that you can choose to spend on domestic and international bookings.
MyCash Point Program
- Earn 3 MyCash points for every ₹200 you spend on hotel bookings on MMT.
- Enjoy 2 MyCash points on every multiple of ₹200 you spend on flight bookings on MMT.
- Get 1 MyCash point for spending ₹200 on non-MMT domestic spends.
Certain transactions do not earn MyCash points on the ICICI MakeMyTrip Platinum Credit Card. These include:
- Cash advances
- Fuel transactions
- Interest paid for late payments
- Joining or renewal fee payments
- Spending on EMI transactions, balance transfers or personal loans
Milestone Benefits
- Enjoy a bonus of 1,000 MyCash points for spending ₹50,000 on flights, hotels and holiday bookings on MMT in an anniversary year.
- Reach a ₹2.5 lakh spending milestone within a membership year to earn an additional 1,000 MyCash points.
Complimentary Lounge Access
- Enjoy 4 complimentary domestic airport lounge accesses in a year. You can use one in each quarter.
Additional Benefits of the ICICI MakeMyTrip Platinum Credit Card
- Enjoy up to 4% cashback for making specific purchases on iShop.
- Enjoy a 25% discount up to ₹100 on booking movie tickets for INOX on BookMyShow. This offer is redeemable twice a month. Buying at least 2 tickets at a time is mandatory to enjoy this benefit.
- Get a 1% waiver on fuel surcharge for transactions worth ₹400 and ₹4,000 at HPCL petrol pumps.
Fees and Charges of the ICICI MakeMyTrip Platinum Credit Card
| Charges | Amount and Conditions |
| Joining Fee | ₹500 |
| Annual Renewal Fee | Nil |
| Cash Withdrawal Fee | 2.5% of the withdrawal amount or ₹500, whichever is higher |
| Fee on Utility Bill Payments | 1% of the total utility bills if the total bill exceeds ₹50,000 in a month |
| Over-Limit Charges | 2.50% on the over-limit amount or ₹550, whichever is higher |
| Interest on Late Payments | 3.75% per month or (45% per annum) |
| Late Payment Fee | ₹1 to ₹100 = ₹0₹100 to ₹500 = ₹100₹501 to ₹1,000 = ₹500₹1001 to ₹5,000 = ₹600₹5,001 to ₹10,000 = ₹750₹10,001 to ₹25,000 = ₹900₹25,001 to ₹50,000 = ₹1,100More than ₹50,000 = ₹1,300 |
💡Missing a payment date can lead to late payment fees and high interest charges. Use the Pice App to set up automatic credit card bill payment reminders and ensure you never miss a due date again!
Hacks to Maximise Your Value Earned on the ICICI MakeMyTrip Platinum Credit Card
Here are some simple tricks you can use to maximise your returns on the ICICI MakeMyTrip Platinum credit card:
- Use MMT as your go-to website or app for flight and hotel bookings.
- Shop through iShop to get additional discounts.
- Be aware of exclusions in spending that do not earn MyCash points.
- Book INOX tickets through BookMyShow for additional discounts.
ICICI MakeMyTrip Platinum Credit Card Eligibility Criteria
To be eligible for the ICICI MakeMyTrip Platinum Credit Card, applicants must be between 21 and 65 years of age and be Indian citizens. Salaried individuals should have a minimum monthly income of ₹20,000.
While applying, ensure you have the required documents ready, including identity proof, address proof and income proof.
Conclusion
The ICICI MakeMyTrip Platinum Credit Card is ideal for frequent travellers seeking savings on flights and hotels. With MyCash rewards, milestone bonuses, lounge access, and travel-focused perks, it helps convert everyday spends into meaningful travel benefits while keeping annual costs low.
By
